Monetise what you know: digital products
Package the skills and experience you already have into something you make once and sell many times. No stock, no shipping, and no ceiling tied to the hours you work.
What you could sell
- Online courses and workshops teaching a skill you have used professionally.
- Templates, spreadsheets, checklists and planners that save people time.
- Ebooks and guides on a subject you know well.
- Paid newsletters or memberships for ongoing, recurring cashflow.
Why it suits retirement planning
A digital product has no per-unit cost, so the same product can keep selling long after you finish making it. It also uses the asset most people underrate at this stage of life: decades of hard-won expertise.
Income here is not automatic. Products need to solve a real problem, and sales depend on reaching an audience. Expect to invest time up front before the monthly cashflow becomes steady.
Where it fits your plan
In your Close the Gap report, each income stream you add reduces the monthly income your savings need to produce — which lowers your required nest egg and can pull your retirement date forward.
How many streams do you need?
The calculator works out your monthly gap and how many income streams would close it.
Run the gap calculatorGeneral information only, not financial advice. Earnings from selling digital products vary widely and are not guaranteed.